Since late December of 2016, I was seriously looking for a Hard Money Loan since I knew that I would Not Qualify for a regular loan due to my credit being recently ruined through Fraudulent Activity that was caused over the internet without my signature, authorization and I was out of the country as well when it happened and I also have a Valid Police Report to Back Myself Up 100%, along with Letters From Legal Aid To Prove My Innocence. In any case, I was in contact with Bradley Hughes, owner of Westar Lending Group and I honestly thought that his company was Right For Me, but Boy Was I Wrong!
However, when we started talking earlier on, I told him that the reason of Why I approached his company was because his advertisements state that he does loans which do Not Require Excellent Credit and do Not Require Income Verification! In Addition, he told me that I would also Not Require An Appraisal as well and so based upon all of these circumstances, I believed his company was Right For Me! Well, I went through his online application process with him and provided everything that he needed and he told me that he would get back to me. Well, he did and told me that the type of Hard Money Loan that I would Qualify for would be for 9% and I could get anywhere from 3-5 years Without Having Any Appraisal, whatsoever.
I told him that that would be fine and that I am Interested. I must have waited nearly a month before he got back to me with any Potential News and I can Not Stress On How Many Times I Have Called And Emailed Him about it because I knew how important this loan to me. Even my California Licensed Contractor had called him and emailed him about it because of the long waiting and stalling to get an answer from Bradley Hughes. Eventually I did get an answer from him almost one (1) month later and the Bad News was that he could Not Offer Me The Loan That He Had Promised And Gave Me On Paper For The 9%.
He claimed that none of his investors would offer me anything at that 9% Rate and that the Only Thing That One Of His Investors Could Possibly Offer Me Was Just A One Year Loan For A Louzy 11%, Plus I Would Have To Pay An Additional $400.00 or so to have an Appraisal! Well this is Not What Bradley Hughes had said to me, nor offered Me From The Very Beginning! Not Even Close! I did ask him to search for other investors Who Can And Are Willing To Offer Me The Original 9% Rate that Bradley Hughes told ME would be available to ME, however, he NOW claims that NONE of his investors would ever offer me a rate that low.
Get Real? Well, I told him that I would get a second opinion elsewhere to search for a much Better Loan And Rate from a company that was Much More Honest And More Legitimate than Bradley Hughes from the Westar Lending Group and Fortunately, I Found One for 9% and even without that *** $400.00 Appraisal Fee and For At Least Five (5) Years. Can You Believe It? In Fact, I am going to the Capital City Of Buenos Aires, Argentina to Sign The Documents On Thursday, February 23, 2017 so Yes, I am finally Happy and Excited About It!
What A Relief? However, I am NOT Happy, Nor Excited about Westar Lending Group's Lies, Games and Dishonesty Practices. Enclosed, in my (21) pages of documents, please find copies of most of the communication that I had with Bradley Hughes about my 9% Loan which Never Existed for your reference and further review. Based on what I had gone through with Bradley Hughes from Westar Lending Group in such a short period of time, I would Never Recommend Them To Anybody Seeking Out A Legitimate, Honest Hard Money Loan and/or Any Loan For All That Matters!
No Way, Jose! Thanks, but No Thanks.
Sincerely yours, Howard Paul Shore Angry And Upset Non-Westar Lending Group Customer /HPS Enclosures: Please See The Attachments For (21) Pages Of Copies Containing Most Of The Communication That I Have Had With Bradley Hughes From The Westar Lending Group For Your Reference And Further Review. Thank You.
Reason of review: Poor customer service.
Preferred solution: they need to stop lying to people and pretending to offer their clients so called loans that do NOT even exist for them, period, end of conversation. they suck big time!.
I didn't like: Bradley hughes offered me a 9 percent loan that did not exist, Bradley hughes took nearly one month to give me an answer, Bradley hughes later on required an appraisal 1 month later, Bradley hughes 5 year loan ends up being for only 1 year.